Press or Say…

I had such a variety of topics to pick this week, but to make a long story short, I had a killer phone call with an insurance company that deserves to be talked about. That’s right – an insurance company. Who  would have thought that anybody, anywhere, ever  would come away from a phone call with an insurance company and feel good about it

In general, insurance companies’ phone systems and auto-attendants are designed by the progeny of the Marquis de Sade. Everybody has gone through the drill at least once. Everybody who has insurance. You call the number and get a robotic message similar to this.

“Thank you for calling the Incredibly Misleading Insurance Company, your one stop for home, health, life, auto, renters, business, boat, builders, boat builders, long term care, after care, personal liability, personal property, and accident insurance. To continue un English, press one, para continuar en español presione dos, lietuviams stumti trečiąjį numerį, bizning o’zbekcha to’rtni bosing versiyasi uchun, moun ki pale kreyòl ayisyen peze nimewo senk lan, att höra dessa instruktioner i svensk press sex, aŭ se vi estas unu el la ĉirkaŭ tri homoj, kiuj efektive parolas Esperanton, elektu la numeron sep.”

Your make your selection and in a reasonable facsimile of the language you selected you get the following instructions

“To give you the absolute best in class service please make your selections from the following, but please listen to all options carefully because we changed this from the last time you called.
Press or say 1 to pay your bill
Press or say 2 to get your current balance due and pay your bill
Press or say 3 to hear outstanding claims and pay your bill
Press or say 4 to hear policy options and pay your bill
2 + 2 5 (3)          Press or say 5 to change add or change your policy or increase your policy limits and pay your bill
Press or say 6 to file a claim and pay the new higher premium we will assess you as soon as you press or say 6
Press or say 7 to request a copy of your policy or proof of coverage, pay the service charge for said copy and then pay your bill
Press or say 8 to hear these options again in a different order
Press or say 9 to (hehe) speak with a representative [chuckle]”

Naturally you need to speak to a representative or you would have used the website to conduct your business so you press or say 9, and you are told by the friendly cyborg:

“In order to serve you more efficiently please enter your 43 digit account number, 78 character alpha-numeric policy number, the last eight digits of your Social Security Number, your billing zip code, the number you are calling from, and the first three digits of your childhood pediatrician’s office street address.”

Surprisingly you manage to enter all the required information and the cheerful android tells you:

“In order that I transfer you to the representative to help you best, please tell me what type of assistance your need. Press or say 1 to pay your bill…”

…and on and on.

If you’re lucky, you remember that if you press 0-0-0-0-0-0-0-0-0 you will be immediately transferred to some unprepared service representative and you might get some satisfaction to the problem responsible for the call to begin with before they put you on “a brief hold” and you are cut off.

But today, I called my medical insurance carrier, specifically myMedicare supplement insurance carrier. And I got the following (the names are changed because I don’t want them to know I’m blabbing this all over the universe):

“Thank you for calling the We Really Do Care Insurance Company. I see you are calling from [repeats my number]. If this is [states my name], press 1, if not, press 2, en espanol, numero tres.”

I press 1.

“Thank you. How can we help you today? You can say “pay my bill,” “track a claim,” “ask a policy question,” or “speak to a representative.””

I said “Speak to a representative,” and in about 20 seconds a cheerful human voice answered. “Hi this is Friendly Frieda. The computer told me who you are but before I continue, please confirm your billing ZIP code.” I did that and in a little over 5 minutes I had all my business transacted. Whew!

That’s it. No drama. No rant. Maybe next week.

At Your Service

I’m not completely certain about this but I think we have given up on the idea of service. Ads still use the word. Businesses have the word in it. Some entire fields of business are known by it.  But just having the word around is no guarantee of service.

Lately much of my personal world has had questionable service where service should have been expected if not outright assured. My friend ordered a washer/dryer set with the “deluxe installation service” which was then delayed for over a week because a required piece of hardware was not delivered with the appliance. The installation team didn’t have access to the needed pieces because they were the installation “service,” not the delivery “service.” I recently had a delivery go awry when a package entrusted to a delivery service (which coincidentally includes the word “service” as part of its name) to go from Point A to Point B was never seen at Point B. The cost of the contents was reimbursed as per their agreement but when questioned about a possible refund on the cost of the “service” I was told that was not part of the warranty. My daughter had her roof re-shingled last month, and the service included clean-up facilitated by a dumpster placed in her driveway (her one-car width driveway) blocking the garage for a full week after the one-day installation was complete. When she called and asked when, or if, it was going to be removed, she was told that would be determined by the trash removal people and they schedule their own “service” dates.

Service with a“Service” is defined as the action of helping or doing work for someone. Merriam Webster goes a step further and adds “a helpful act.” We would argue that in none of the above examples was help or work done. Others may say work was done. It just wasn’t especially helpful, and the definition does not specify the act of helping and doing, merely helping or doing. If I was running a motivational speaking service and presenting this as an argument for how to tell the truth and nothing but the truth yet far from the whole truth, I would cleverly label that as qualified honesty.

There once was a time when our entire way of life was exemplified by service. Neighbors would unthinkingly do for other neighbors. My mother never baked a dozen cookies or a single pan of lasagna. She would, together with a few neighbors baked a dozen dozen cookies and a half dozen trays of lasagna. Half would go to the church for some fundraiser and the other half split among the women who made them. Young people still enlisted for military service or committed to reserve officer training in school even during peacetime literally to serve the country. Social clubs, professional organizations, parent groups relied on volunteers to serve as officers, and committee members and chairs. And there was always plenty of help.

Now service is a bad word. Contracts specify what isn’t included in the service. Service crews stipulate the limits of their responsibilities before anybody even asks. One of the biggest service scams of the entire galaxy, the United States Congress, doesn’t even recognize the people they theoretically are elected to “serve.” If so, why then are their assigned seats grouped in their chambers according to party rather than by the states they represent. And don’t even get me started on every company’s and website’s terms of service.

So the next time somebody offers you counter service, curb-side service, free delivery service, claims they are service experts, serve with care, or are known for their service with a smile, ask to read the fine print on their service limits. Bonus points if they actually do and help.

Customer Disservice

Last night, actually early (VERY early) this morning, I was watching a blank TV screen in bed. It was the best thing I could get. When the screen wasn’t blank I had a message from the cable company that read “Something has gone wrong. Please unplug your box for ten seconds then plug it back in. When the signal returns, you can begin watching your show again.” Now that’s a polite message for a cable company. It was also a big fat lie.

About a month ago I had a semi-similar problem. I had to upgrade the type of set top box I had been using so I had them ship me a replacement for a self-install. Even after carefully following the directions I couldn’t get the thing to work. A call to the support center revealed that they couldn‘t get the thing to work either. But not for trying. I was on the phone with them for about 35 minutes while the technician sent a variety of reset signals, check error codes and ping-backs, and generally did what she could to correct my problem from a distance. It didn’t happen. After apologizing for her inability to get the box working and for making me wait so long, she arranged for a technician to come out the next day and replace the box with a new one. I was also issued a credit for being inconvenienced by the lack of service for a day.

Last night’s technician could have used some guidance from the previous encounter. After confirming my name, phone, address, social security number, mother’s maiden name, length of great toe on my left foot, and the winner of the Academy Award for best adapted screenplay of 1962 (To Kill a Mockingbird) she began her diagnostic check. First she told me to unplug my set top box for 10 seconds then plug it back in. As we waited for it to reset she told me that when the signal returns I could continue to watch my show. (Yes, I thought it sounded familiar also.)  Eventually the screen replayed the same message. “Well,” she said, “I’m stumped. Let’s set up a service appointment for you. Our next opening is next January 6 at 4:30.” Yes, that January 6. Sheesh. “Thank you for calling.”

Within minutes I received an e-mail confirming the appointment and noting that I will be charged a $50 service fee my next bill. I will be calling customer service later this morning.

Sheesh. Again.

That’s what I think. Really. How ‘bout you?

Take a Letter

For the second time this month we get to say that regular readers know that we have from time to time umm, expressed our displeasure at the service we’ve received from those for whom providing a service is their job but we are breaking from that refrain and saying what a terrific week, and often at the hands of others, that we’ve had.

It’s been a busy week for us at work, both of us extending a bit from our regular routines.  Yet we managed to get through another week at our workplaces where there were plenty of opportunities to confirm that there is a reason it is indeed called work.  Some people actually smiled.

They smiled so much so that we actually got to the weekend not completely needing it to be 12 days long to provide our requisite rejuvenation to start again on Monday.  The normal number of days should suffice.  And although the weekend held quite a few opportunities for people to amaze us at their poor choice of profession, they often did just the opposite.  Saturday morning we were wandering, and apparently looking every bit the part, around a not so nationally known home improvement store. Unfortunately there are only 15 of these centers but at every one we hope there were employees just as BUSY as BEAVERS at finding what their customers needed as they were at the one we visited.  We had at least 5 people come to us and ask if we needed any help finding anything.  And it wasn’t that robotic-like inquiry.  These people really wanted to help.  So much so that the first one who asked us actually did help us find the odd wall treatment we were looking for and expressly went then to look knowing if we didn’t see it right off, there would be someone to direct us.

We got to end our weekend on just as high a note as we were wandering, and this time we really did know to where, around a furniture showroom looking for some occasional tables.  As usual when entering one of those types of stores we were greeted by a commission based sales person and when we said we were just looking he went away.  Just like that.  And let us look.  When we found that we needed help we sought him out and as we were transacting our business found him to be such a personable person that we were ready to invite him out for a banana split.  No, we really didn’t, but we did find that he offered his suggestions based on what we told him we were looking for, the space they would fill, and purpose served and not on what was on hand, in stock, and not on sale.

So we had a couple good store visits.  What has any of that to do with the title of this piece?  Well, that’s the piece to end all pieces when it comes to customer service.  You’ll recall that we mentioned in the recent post, “Paging Doctor Bombay,” that we were at the doctors recently.  Actually for the two weeks before that piece was posted to about another two weeks from this one, Both of We will have made ten visits to various doctors.  It’s the time of year to have everything from head to toe checked on so we’ve out there visiting everyone from eye doctors to foot doctors.  And it was the foot doctor who threw us for the proverbial, and if we were young enough, the literal loop.

In “Paging Doctor Bombay” we proposed that a physician with a sense of humor would have the best bedside manner.  Maybe not a sense of humor as much as a sense of human.  Someone who has been where we are and knows the healing power of kindness.  In fact we ended with the supposition that “a cheerful heart is good medicine.”  She of We may have found our Doctor Bombay.  It was during the past week about 4 days after visiting the podiatric Doctor Bombay that She of We emptied her mailbox on the way into her house.  She noticed among the pile the sort of envelope that announces by size and shape that it is either an invitation to some event or a thank you from some other.  It was the thank you. But not a thank you for a gift she has presented to any one or a service she had rendered at any time.  It was a thank you from that very foot doctor.  “Thank you for allowing us to participate in your care.”  There was more.  And not just there was more that was written but that there was more.  It was written, as in hand written.  A doctor, taking the time to hand write a thank you note to a new patient.  Letting her know that regardless of what others in the health care business might think, it is a business and one that lives or dies on the service that is rendered.

That was enough to take both of us back more than a few steps and be amazed that there are people who recognize that without customers, there is no business.  Not clients, not consumers, not patrons or visitors or users.  Not even patients.  Customers.  Customers deserving of customer service.  And a thank you for being one.

Now, that’s what we think. Really. How ‘bout you?

 

 

Apology Accepted

It’s the first of the month and for us that means cell phone payment time.  In the past we’ve been known to complain about the lack of customer service we almost always get from banks, insurance companies, the cable company, and assorted utilities. Well we’ve discovered one service that we find quite customer-friendly.

Both of We have the same cell phone carrier.  We’re not ones to drop names but someone will ask and we’re quite happy with it so why not share.  Our service is the one that comedians seem to relish poking fun at for their customer service and we don’t understand why because we’ve received stellar service from ours.  Ours is Sprint.

Both of us arrived at Sprint separately, after horrendous customer service disasters at the hands of our previous carriers, the two biggest and fastest and bestest carriers of them all.   At least that’s what they say.  They don’t say that they are the worst customer oriented companies in the phone service marketplace.  So bad are those two, or perhaps just so big are those two, that when Each of We told our former carrier that we were leaving them, we were actually told to go right ahead and leave.

So why do we think Sprint is so good.  Both of We have had issues that required warranty service or contract questions and all of those issues were handled quite conscientiously and quite handily by human beings.  One minor point is that we did once tried to pay a bill to a human being and the idea of money seemed a little confusing to her so we stopped doing that.  What we do is pay on line, at a kiosk in the store, or most often by phone.  That’s not surprising.  Probably close to 99% of all phone users do the same.  What we notice every month when we pay is that we get a happy recorded voice who guides us through their menu of do you want to pay your bill, this is how much you owe and do you want to pay that amount, and finally do you want to use the same payment method as last time?  That’s all.  No enter your 12 digit account number, your 10 digit phone number, your 5 digit ZIP Code.  No user names.  No passwords.  Just 3 questions, a couple of quick pushes on the number 1, and then the pleasant voice says, “Your payment has been accepted.  Please be aware that it may take up to 15 minutes to be recorded throughout our system.”  Other companies say that it will take up to 3, 7, or even 10 business days to credit your account so please write down this very long confirmation number and plan on someone calling you later to ask for more money.

Anybody who has ever checked out his or her bank account on line minutes after making a phone or computer payment knows that within those same minutes that payment has already been syphoned out of the bank.  Why aren’t all of those payments just as immediately posted as paid at the company that is doing the syphoning?  Yet the one company that almost immediately posts the payment apologizes because it’s not as immediate as they would like it.  Maybe that’s something the other companies can figure out how to do just as fast while they are figuring out who’s the fastest of them all.

Can you hear us now?

Now, that’s what we think. Really. How ‘bout you?