Let’s Go Clubbing!

The holidays are coming.  Some of the retailer advertisements would have had you believe that the holidays came a couple of months ago but with Thanksgiving rolling in next week and Christmas just another month after that, we feel pretty confident saying they are looming.  Soon all our free time will be taken up with cooking, baking, and decorating.  If you’re looking for that last piece of regularly scheduled insanity, this week might be your last chance.  And what better way to close out the insanity than with a weekend at the clubs!

No, not those clubs.  The shopping clubs!  Regardless of the level club you patronize it’s only going to get more frantic from now through Christmas.

To start, there are the classic shopping clubs.  To these you pay a fee for the privilege of being notified of special deals on special days for special people willing to wait especially for that special sale.  Usually only on-line, shopping clubs are clubs in the truest sense.  You have to be invited, you have to pay your dues, and you don’t get to order off the menu.  Gilt Group and Beyond the Rack are two popular shopping clubs.  Some clubs require a membership but without a membership fee.  These are the public pubs of the shopping clubs, usually divisions of other retailers and include Haute Look and Rue La La.

At the other end of the spectrum are the corner bar versions of our clubs.  These are the remainder stores.  Big Lots, Ollie’s, and Tuesday Morning are filled with bargains that nobody else needs, wants, or could sell.  Everybody is welcome and the discounts can be deep.  But be cautious while clubbing at the neighborhood tavern.  Not all of the deals are deals and not all of the merchandise is of the expected deep discount.

The most common of the clubs that will see high level holiday shopping sprees are the warehouse clubs.  Costco, Sam’s and BJs may be the only remaining warehouse clubs in the United States.  Here you pay a fee and buy in large quantities.  So large are the quantities that stand-up comedians have fed on the warehouse clubs since the Price brothers turned an airplane hangar into the first Price Club in 1976.  (If you’re wondering, Price Club eventually merged with Costco.)  You may not need a pallet load of toilet paper but if you want one, the warehouse clubs will sell you one.  Or more.

Yep, it will probably be the warehouse clubs that will be filled this week and weekend as zillions of Christmas lights, mountains of frozen appetizers, plentiful place-settings, hundreds of miles of garland, oodles of electronics, and the occasional occasional chair will be trucked out to pickups and vans and the shopping season opens with a round of clubbing more feverish than Saturday night at a mid-seventies disco.

And they even come with their own cover charge.

Now that’s what we think. Really. How ‘bout you.

 

Some People’s Children

If you aren’t yet you should be looking forward to the day when you become the parent of an adult child.  Oh when you get down to it they really aren’t all that much different from the non-adult child.  Your parenting skills will still be questioned but then, so will their childrening skills.  Many of the issues you already faced yourself.  Most of the problems will be expected, if not actually anticipated, or at least remembered more clearly.  And usually more expensive.

We figure the expense of childhood issues is going to catch up with the little ones shortly.  It all has to do with the recent wave of television commercials portraying children as members of real families and part of the decision making process.  We’ve had kids in commercials since there have been commercials.  Millions of people know that “Mikey likes it” but probably have no idea exactly what it is that Mikey likes.  But Mikey was cute.  And even at today’s inflated prices, we’re talking about a $3.00 box of cereal.  Not a big budget buster.

No, today’s kids are pushing thousands, even hundreds of thousands of dollars in single transactions just by being, well, by being bad kids.  Let’s start with the youngest in the crowd who carries his blanket with him wherever he goes.  Big deal, lots of kids do that.  But this one seems to take great pride into turning his blanket into an ice cream bowl just for kicks.  Grandma scoops out a nice big portion of ice cream and the kid immediately and deliberately dumps it onto his blanket.  Here that blanket would have then been declared garbage and tossed out with the trash.  There Grandma chuckles and the kid wins.  Again, not a budget buster but far from Mikey’s cuteness and a harbinger of things to come.

Those are the small victories that give other commercial children the audacity to demand their way or the highway.  Take the dad and child off the highway and park them on the rim of the Grand Canyon.  One of the Seven Wonders of the World and the kid sits in the car with the look of “yeah, I’ve seen pictures, so what” across his face.  Dad tries to find a way to “get to” his child, finally deciding to drive his new $30,000 car onto a bison range.  There one of the furry beasts walks up next to the car, fogs the window, and the kid is finally impressed.  You can tell he’s impressed because the voice over tells us so, and for a mere $30,000, plus travel expenses and release statement, you too can impress your child.

Perhaps the greatest display of petulance is the 9-ish year old whose parents determine that he should be part of their spending upwards of a quarter of a million dollars on a house.  House after house they look.  House after house he becomes more and more irked at the selections.  What’s missing here?  Why does he not like any of these fabulous structures?  Because there aren’t any big trees where he can build a playhouse.  It’s not just a house; it’s where you raise your family.  Or so says the pleasant voice at the end of the commercial.  Yeah, right.  And in a year he’ll forget about the tree house and for the next 10 years resent all of the leaves his parents will “force” him to rake every fall.  Them and their darn big trees.

Trust us, you’ll welcome being the parent of an adult child when most of the problems are expected.  And maybe not even more expensive.

Now that’s what we think. Really. How ‘bout you.

 

A Special Reality: Happy Veterans’ Day

“Happy” Veterans’ Day may not seem to be the appropriate sentiment for this sentimental holiday.  We are celebrating the contributions of those who have served to keep our country free – and many, many other countries do likewise about this time of year.  No one has to be reminded that often the contributions of our veterans include injury and death.  Not the happiest of celebrations.

For our country, those who serve and have served for the past generation of service men and women have done so of their choice.  There are as many reasons why one joins the military as there are those who join.  Often those reasons aren’t even obvious to the volunteer.  He himself is a veteran and when one asks why He volunteered his life for those years the best answer usually comes out “because.”  The other question that is oft times asked is was it worth it.  And that best answer is always “yes.”

One would imagine that if all of the veterans from war, peace, and in between were asked if they would do it again, more would than wouldn’t.  You see them on television saying how proud they are to have served and they are.  It may not have been fun, it may not have been happy, but it was rewarding.

Our veterans have truly added to the fabric of our country.  They are the guardians of freedom and the guarantors of our pursuit of happiness.  So when you see one, or a group, or a legion, or a parade full of veterans go ahead and wish them a “Happy Veterans’ Day.”  It may be the most appropriate sentiment you can propose.

Now that’s what we think. Really. How ‘bout you.

 

Big Deposit, No Return – or – Politics as Usual

Thanks be to all that is holy – “Election 2014” is over!  Woohoo!  Now we can stop with the crazy television ads, incomprehensible radio ads, and unnerving street side campaign signs (although not far from He’s house is a hillside with signs from last fall’s election (yes, it was one of the losers (isn’t that always the case?)).  The questions have been put and answered who will “lead” for the next few years.  The big question (why them?) might never be answered.

No, this post has nothing to do with the politics of politics.  Rather, it’s the economics of politics we’re calling to our question.  Here’s a case in point.  The governor in our state will be making about $190,000 of our money every year for the 4 years he will serve.  That’s about $760,000 total.  He spent over $40 million to get that job, and according to the news, over $10 million of it was his own money.  Apparently he is pretty well off even without the nearly $200K annual stipend.  That means for his job search, he spent (of his own money) 13 times what he stands to make over the next four years.   That’s over 52 times what he spent of everybody’s money to get that job.  Hmmmmmm.  Is this really the man we want proposing a budget for the entire state?

Stop to think about you most recent job search.  If you are absolutely thrilled with your current position you probably still look to improve your standing every now and then.  If your current position pays you well enough that you could afford to spend $10 million looking for a new position we’d probably say that you are pretty thrilled and that current position is fairly secure.  Your search might include checking out an Internet job board or the careers pages of a company you have lusted over since you got into your field.  Total cash outlay, whatever you spend on computer or smart phone access which also includes your e-mail, general searches, everyday access to your favorite websites, blogs and videos, and the occasional cyber shopping trip.  A deal at maybe $500 for the year.  If you land a job that pays that same $190,000 our governor will make next year you would have spent less than one-quarter of one percent of your potential salary to make that new salary.  (You can propose our budget any time!  Have you thought of running for governor?)

Of course it could be that those willing to spend 52 times to get a job that pays what they stand to make in a year are looking at more than just a return on their investment.  For whatever reason, someone was weird enough to spend a whole lot of money to get a job that makes comparatively very little money (and not just his own money, he convinced others to let him spend millions of their dollars also).  And more people were weird enough to vote for that guy thinking that made a lot of sense.  Maybe it will.  We suppose we’ll find out in the next four years.

For now, it would be nice if they get those signs taken down.

Now that’s what we think. Really. How ‘bout you.

 

Breach My Britches

We’ve talked about this before and people aren’t listening.  Or maybe they are and they don’t care.  After all, it’s their money if they want to give it away.  It just seems that it’s more the Average Joe and Josephine that are being bamboozled.  And just what are we talking about?  Call it what you will from the polite “breach” to the let’s-be-honest-about-this “theft.”  (And you’re probably figuring out that this isn’t going to be one of those breezy, happy go lucky posts today.)

So, here’s the deal.  Now K-Mart has joined Target and Home Depot and Michael’s and even P. F. Chang’s and Dairy Queen having had their charge systems hacked.  And what about all the other stores owned by the same companies?  If K-Mart’s systems have been compromised what about Sears and Lands’ End and Parts Direct?  Is our money in peril at these stores also?

How do we know these attacks are aimed at the little guys, the you’s and me’s of the world?  Look at the targets, like Target.  Not the sort of places Donald Trump patronizes.  Why us?  Because is seems for the good or bad, our demographic doesn’t pay much attention to our money.  We’re funny that way.  We might make sure our 401K is being matched but we willingly hand over our debit and credit card numbers to any retailer – brick and mortar, on-line, or phone.  It might only be a $10 purchase but it’s usually $10 we don’t have in our pockets and pull out a card for payment.  Stop and think about it.  When was the last time you used real money for gas?

So using money might help to fix things.  If there aren’t cards being used then cards’ information can’t be stolen.  But what about virtual stores?  You can’t stuff a $20 bill into a modem.  We used to use things called checks.  We would order something, send in a check for payment, and the store sent us merchandise in return.  Just like with money!  So you had to wait a few extra days but it beats spending days on end trying to convince the good folks at your local bank that you really didn’t go to Barbados last weekend and spend $2,400 on Jet Ski rentals.

If you think you’d like to get in on this new-fangled thing called money you better do it quickly.  It seems a number of banks are considering doing away with, and some actually already have done away with branch offices.  They could soon be no bank to go to get money.  We’ll still have ATMs but they aren’t any more secure than the stores’ money systems.  In fact, banks have already been hacked.  JP Morgan Chase may be the most recent, and affecting 76 million households the largest, but it’s not the first bank to lose our data.  (See list below.)

Where do you shop?  Big box stores, grocery stores, on-line? This year’s retail “winners” in the data breach contest are the thieves who hacked into Home Depot, Target, Supervalu, Neiman Marcus, Michael’s, E-Bay, and K-Mart.  Where do you bank?  There are too many of them that have been lost to thieves to even think about.  And when you think about banking don’t just think about your debit card.  Where are your credit cards issued, processed, and billed?  Who holds your investments?  Do you have retirement funds sitting somewhere?  And who will be next?  Insurance companies or utilities?

A poll taken by the Travelers’ insurance companies in July of this year discovered that only 23 percent of those questioned worry a great deal about identity theft.  Even though the past year has seen at least a half-dozen major news stories on significant data breaches, this number is actually less than those who worried a great deal about identity theft in May of last year (31%).

So come on now.  Join us and join the folding money brigade.  Do you know where your cash is?

Now that’s what we think. Really. How ‘bout you.

 

(To see our past posts on this topic please enter “Debit” into the search box at the upper right of this screen.  To see the real scary stuff, type in “Bank Data Breach” or “Retail Data Breach” into a search engine, skip the articles and go straight to the comments.  Scary, scary.)

The Top Ten Data Breaches per Bankrate.com (Data from 2013, does not include 2014 incidences.):

Target (affected 40 million card accounts and 70 million customer data for $1.5 billion)
Global Payments, Inc. (1.5 million card accounts for $90 million)
Tricare US Military medical insurance (5 million beneficiaries’ identities stolen)
Citibank (360,000 credit card accounts for $19.4 million)
Sony (100 million users’ identities stolen)
Heartland Payment Services, credit card processor (130 million card accounts for $2.8 billion)
Bank of New York- Mellon (12.5 million customers’ personal data lost during back-up transfer)
Countrywide Financial (17 million accounts downloaded by employee and sold to other lenders)
T. J. Maxx (90 million card accounts for $2.47 billion)
Veterans’ Administration (26.5 million veterans and active duty identities stolen)

And the Band Played On

Today is Monday.  That means yesterday was Sunday.  That means across most of America people watched football.  Regardless of which players did or didn’t play for whatever thing they did, and regardless of what companies did or didn’t advertise regardless of what players did play even though others didn’t for whatever they did, and regardless if outraged interviewees on television did or didn’t rage on about what should have happened to the players who did and didn’t play, across most of America people watched football.

Here’s something interesting about the days that led up to yesterday.  Whenever a player was questioned about what he or someone else did, the answer would have gotten anyone else fined, fired, jailed, or all the above.  Whether regarding domestic violence, child abuse, assault, driving under the influence, or possession of an illegal substance, the player almost always admitted guilt to the allegation but then went an extra step and said “but it’s not” whatever.  “Yes, I beat my wife but it’s not abuse.”  We’re sorry; did somebody change the English language?  Are the meanings of words different this month than last?  Doesn’t “yes” still mean “yes, I did it” and doesn’t “no” not mean “except in my case”?

We think those players really believe what they are saying.  They really don’t believe knocking a woman unconscious is assault.  They really don’t believe beating a small child is abuse.  It comes from the violence of the sport they play.  And the “players’ little helpers” that they take.  When the job is one of inflicting pain and incapacitating the competition it’s difficult to separate reality from reality.  And just in case that player can’t incapacitate the competition based on a somewhat normal body build, there are steroids to help. Of course they are illegal substances except for the professionals who take them.  After all, they are professionals used to declaring, and being believed when declaring, “Yes, except.”  And it gives them ‘roid rage as the standard excuse for all bad things that are done off the field.  It’s all very convenient.

Yet it’s all still very illegal.  Today, somewhere in America, a couple will have an argument.  They will say things they shouldn’t.  She will turn her back on him.  He will reach out and take her arm to try to encourage her to stay and talk it out.  She will call the police because he “laid hands on her” and he will spend the night in jail.  A far cry from punching her senseless but he doesn’t have the advantage of having thousands of fans cheering on violent behavior from him, perhaps even including his victim.  So violent or not, he gets an all expense stay at the Abusers Astoria while the football player gets people draping signs over the stadium fences declaring their undying devotion to the sot.

Fair?  Of course not.  Expected?  Well, yesterday was Sunday.

Now that’s what we think. Really. How ‘bout you.

 

The Face of the Legal Profession

Remember when you were a kid.  Younger.  A little younger.  There!  You were in the backyard and they were picking up sides for the family football game.  Everybody played.  Boys, girls, even old people like teenagers.  And those teens were a font of information.  They would tell the youngsters. “If you want to get picked you have to look mean.  Meaner.  Meaner!”  And mean you looked.  You looked like a cross between a WWE Wannabe and a mountain lion with indigestion.  Very mean.  Some of those young ones, maybe even you, grew up to be a lawyer, but never gave up that face.

We bring this up because lawyers are on TV a lot right now.  Locally there are quite a few high profile cases being tried.  Between the “no comments” from the trial lawyers and prosecutors and the comments from the station commentators there are legal faces all over the television.  All trying to be “serious.”

It’s getting close to general election time and all of the local news outlets are starting to trot out their analysts to analyze the candidates and the candidates’ comments and/or no comments depending on, well, usually just depending because they are, after all, politicians.  Most of these analysts themselves are also politicians (just the ones who lost last time around) and, because you can never have enough of them, lawyers, too.  All trying to be “sincere.”

And because the law schools are pumping out so many lawyers it’s time for some of them to stand out from the crowd.  That means television ads.  For some, YouTube videos even.  (Those are the really scary ones but we digress.)  In these commercials, all the while trying to convince you that he or she is the perfect advocate to get money for you, they put on their not-so-happy face because you want someone not so happy to handle your personal injury claim.  All trying to be “compassionate.”  (Except for the guy with the pony tail who will file your bankruptcy with a smile, with a smile.)

Whether serious, sincere, or compassionate, they all look the same (except that pony tailed guy).  Somewhat like a mountain lion with indigestion.  Someone somewhere has told these lawyers that the law is a noble professional and should be held in reverence.  “So when you’re on TV, don’t look happy at somebody else’s misery!”  Unfortunately, the only non-happy look these guys can muster is wildlife with tummy troubles.

The next time you see a lawyer with some contorted facial expression and with what he thinks are penetrating eyes, don’t rush out to the office with a bottle of Pepto.  His pain will pass.  Faster than his clients’ will.

Now that’s what we think. Really. How ‘bout you.

You Gotta Trust Somebody

This is local news but we’re willing to bet something similar has happened where you live provided you live in the United States of America.  Seems other countries already have this figured out.

Earlier this week the local county council that counsels those who live in the county where we live voted to not include the phrase “In God We Trust” among the other cute sayings along the walls of the room in the county courthouse where the council lives and works on the days they bother to go to work.  It seems they trotted out that old argument, the separation of church and state, once again.  (They realize that the Congress of the United States begins each session with a prayer, don’t they?)  The County Executive made it even worse by trying to explain that even if the council passed that resolution he would have vetoed it since not everyone who lives in the county is a Christian.  Now there’s one soul who needs a lot of remedial Sunday school.

We’ve tried fighting that one with the clear language of those who wrote that Constitution that they meant freedom OF religion, not freedom FROM religion.  Since they never do listen to us we thought we’d at least help them along.  If they aren’t going to trust in God, let’s come up with someone everyone can agree is worthy of our trust.

It seems these guys like other elected officials.  They like to quote predecessors and sometimes even each other during spirited debates.  It sounds too self-serving to put up a banner that says “In County Council We Trust” so we’re going to look at some other elected ones.  School boards are supposed to be above politics and take an oath to be leaders to the children they ultimately serve.  That would be a good choice.  No, wait a minute, it was just a couple of days ago that the president of a local school board was arrested for assault stemming from a  bar fight in which an instructor in her school district was hit over the head with a beer mug by his wife – neither teacher nor board member, whew.  And just a couple days before that another school district’s board member was hauled off to jail on charges of assault and public drunkenness after a fight at a wedding reception.  “In School Boards We Trust” is out.

Judges.  They are fair, honest, impartial.  Yes, we can live with “In Judges We Trust” carved in stone.  Except for the ones who have recently been paroled for everything from taking bribes to using judicial resources to finance re-election campaigns.  Now there is that one judge who gets all the big trials and is pretty fair.  Why it was only two days ago that he wouldn’t allow a deliberating jury from reviewing an exhibit saying they have to rely on their collective memories.  We can change the carving to “In Judges’ Memories We Trust.”  No, that sounds too much like a memorial.

How about we move up the ladder.  If County Council wants to be somebody when they grow up it would be state representatives.  “In the State House We Trust” is a little wordy but it gives people enough time to not worry about the eight of them that are due to be released from prison before the end of this year.  Most of them already have their paperwork in to become registered lobbyists.  We’re certain we can get them to agree to be trustworthy if we can get their names inscribed along with the major catch phrase.  Or not.

Looks like we’re down to our last two suggestions.  There is a local bathroom remodeler whose motto is “A Company You Can Trust.”  We’ll just take a still from one of his television ads, blow it up, and post it behind the county council dais.

Our last suggestion is just to make certain the county council doesn’t ever have to deal with the phrase again and purge it from all of their records.  Once they can figure out how they’d like to get paid, since it is on all of our money, they should be happy as clams.  Or just as steamed.

Now that’s what we think. Really. How ‘bout you.

You thought that was politically incorrect?

Over the years we’ve rarely made specific observations of those people that we might feature in our posts.  There have been many of them but we’ve always spoken to what they’ve done, not who they are.

Our first mention of a real other person came in November of 2011.  We detailed the exploits of a shopper who startled She of We by screaming across a rather large store to a companion shopper.  We mentioned the shopper was screaming in a foreign tongue but we didn’t identify it and didn’t have to.  That wasn’t the story as much as the volume and not knowing the language therefore not knowing whether the scream was because Shopper #1 found a real bargain or a raging inferno.  (See “Clean Up on Aisle Ten,” November 10, 2011)

Throughout the next three years we visited waiters and waitresses that made our day (our favorite can be found at “How would you like your toast?” August 2, 2012), engaged couples becoming married couples in various culture settings (“Weddings Gone Wild…well, sort of,” July 1, 2013), and plane-mates with oversized (!) carry-ons (“We’re On Vacation, Part 1,” September 3, 2012).

In none of these stories did we consider the featured guest’s ethnic or racial background.  It didn’t seem to matter to the story. And if you speak to most people in the world, it doesn’t matter to them either.  Oh but when it comes time to complete a survey or an application for something, those authors delve into backgrounds that would be challenged as politically incorrect if they were to speak thusly in a lunch room of a company doing business with the government.

And there seems to be no consistency to their descriptions.  They may ask the survey taker if he or she is African American, Hispanic, or White.  That gives us one in an uncertain familial background, one as cultural descriptor, and one that’s a race identifier.  What does the white South African who grew up in Chile answer?  Is someone from the Black Sea village of Poti in Georgia just as Asian American as someone who grew up in Da Nang overlooking the South China Sea?  There is no good way to answer.

Is the term White used for those one cannot readily discern an ethnic background?  European American brings us back to a non-descript description but how much difference is there between an Italian American, a French American, and a German American other than what side of the Alps are the coffee shops?  And do any of these people get to use the description if they themselves actually spent no time in the called upon country or is that only available for continents?

We think we have the best idea.  If one is living in America one gets to be an American.  If you’re living somewhere else please check with your country’s version of the ACLU for guidance, then ignore them and do what we say instead.   When you read one of our posts you can’t tell if of whom we are speaking has a particular color skin, speaks with a certain accent, or is good at making ravioli at home.   You can tell if of whom we are speaking makes us smile doing the things that race, color, or national origin can’t control.  Like asking, “How would you like your toast?”

Now that’s what we think. Really. How ‘bout you.

Flaunt It

Some time ago the people who name cities these things named our city as one with the most courteous drivers.  Apparently the people who name cities these things did not drive on the same roads or at the same times that we are usually driving.  Those are the times that try men’s souls.  Women’s, too.

At a nearby shopping center with multiple entrances there is one entrance from a well-travelled two lane road.  When the shopping center was built that road was widened to four lanes but the additional lanes were stopped and the road returned to two lanes some 100 yards short of that entrance when approaching from the south.  The entrance is to the west which means a left turn from the south.  However, the traffic is such that is unsafe to make a left turn there so signs saying “No Left Turn” were erected.  They really do say that.  The signage has the arrow with the red circle and diagonal slash but beneath that pictogram are the actual words, “No Left Turn.”  Even so, people turn left there.  (They must have remembered Greeley’s advice, “Go west young man.  Go west.”)  But in a nod to courtesy, they signal their planned turn while waiting.  For much longer than what would have taken for the driver to have used the other entrance around the corner.  The one controlled by a traffic light.

Traffic lights present another challenge for those around drivers wanting to turn left.  Many intersections controlled by traffic lights do not have dedicated left turn commands or lead times to facilitate cross-traffic turns.  There is nothing illegal about making left turns at those intersections with the caveat being, as it is in all the states, territories, countries, and day care centers, those vehicles continuing straight through the intersection from the opposite direction will have the right of way.  Here’s where courtesy comes into play.  The driver wishing to turn left will creep into the intersection so he or she can see the progress of the signals from the cross traffic point of view.  Then when that light has spent a sufficient time on YELLOW, just before turning RED, the driver wishing to turn left, will.  It is a courteous maneuver because by turning before the cross traffic light was RED meant that the opposite light was not yet GREEN and the left turning driver did not delay the car from the opposite direction by bolting left just as its driver was going to drive straight through.  No comment regarding the two or three cars following with their own left turns.

These are just two examples of the extreme courtesy shown by and to local drivers.  We could also mention the constant lane changing on the highways around town, but almost always with the accompaniment of turn signals, thus making those NASCAR hopefuls courteous.  Usually the turn signal is the left one and that one stays on for several miles while the driver weaves left and right.  Then there is the passing on the shoulder of the exit ramp.  Here the driver switches to the right turn signal and increases his courtesy level.  By the time that car reaches the end of the ramp the driver has shifted two lanes left again and takes his or her lead monitoring the traffic light for the cross traffic yellow and the soon to be made left turn.  Yes, we could mention these.

So that must be how our city became one of the most courteous to drivers.  And shortly after (or perhaps before) the city motto was changed to, “Go Left Young Man. Go Left.”

Now that’s what we think. Really. How ‘bout you.