Oh you dear people. Everybody wondering “how much be,” then complaining “it’s not enough,” and now wondering “will there be more?” Well not me. I hit the jackpot! Yes I hit it big! I broke the bank! Citibank that is. I got me me a check from them. Me! A big ole check to start the new year. Yes, me! Do you want to know why? An error was made in my favor and they admitted it. In writing. And sent it to me. In a check. They sent me a check for (are you sitting down?) (you should be sitting down) for thirty-five dollars and no cents. Yep, 35 bucks.
Schmucks. Thirty-five freaking dollars. That would be 44.55 Canadian. Or if you’d rather — 28.58 Euros, 45.40 Australian Dollars, 26.50 Pound Sterling, 349 Venezuelan Bolivar, 2,588.23 Indian Rupees or 2,600.40 Russian Rubles Thirty-five freaking dollars. Wanna know more of why? They charged me a late fee on a Home Depot credit card account they should not have. In 2014!!!!!!
In July of 2014 they charged me a late fee even though they had credited the payment to my account 3 days before its due date. No explanation why they charged me a late fee when the payment wasn’t late. I saw when it happened six and a half years ago. Actually I saw roughly 30 days after it happened 6-1/2 years ago when I recieved the following month’s statement showing the activity. I brought it to their attention but they couldn’t take my word for it. I referred them to their statement but they wouldn’t take their word for it. I was told they would need the date, amount, and drawing institution of the payment, the confirmation numbers of my on line payment, a copy of the acknowledgement screen or email of that payment, and proof that the payment was actually debited from my bank account and recieved by them. Upon receipt of all that they sent a very nice letter saying they would begin their investigation. And that was the last I heard from them.
That was that was the last I heard from them until January 2, 2021 when slipped into my mailbox was a letter and an attached check for $35.00. A letter that said there was an error. No explanation. No apology. No word that was even the incident provoking this action. Maybe the whole world is getting 35 bucks and I’m not special at all. No mention they would be notifying the credit bureaus they misinformed them of a late payment 6-1/2 years ago and no freaking interest on my $35.00 that you know darn well they would have charged me had I owed them $35 for 79 months. Just $35.00.
Hmm. Well, it’s found money. I should splurge with it. $35.00. I’ll get dinner! Take out dinner. Wait. $35.00. Better make that lunch.

And so begins the new year! Found money that was really yours all along. I’ve gotta tell you, Michael, we live in such a wonderful country that gives us back what is already ours. Or does it? Happy New Year, my friend!
But they give back our own money and make it look like a favor. (And then were dumb enough to thank them for it!) 💰
Have a nice lunch!
And yeah, thanks to the guv for returning my money. How kind of them. 🙄
Have you noticed they never thank us when they take our money? Hmm. There’s a blog post in there somewhere!